Travel Insurance is key for anybody travelling. Traveling has presently become a norm for most people across the world. Whereas travelling is mostly for fun, the industry entails a lot of risks ranging from accidents, sicknesses, loss of baggage, injuries and death at times. For that case, every traveler is advised to have to have a valid travel insurance to help him/her cover up in case of any risks.
Travel comes in different forms and activities, which include primate safaris (gorilla trekking, chimpanzee trekking, golden monkeys), game viewing in open savannahs, bird watching, forest/nature walks, mountaineering, boat safaris, camping, bungee jumping, white water rafting, walking safaris and cultural visits among others depending on the traveler’s interests. Are you going for a mountain climbing adventure or trekking through jungle forests to trek gorillas? The activity is adventurous with high risks of injuries, insurance is highly recommended. While making gorilla tour bookings and other safari activities, we normally encourage and assure travelers of their safety, however in case of any miscellaneous, a travel insurance helps to cover up the required expenses.
What Does Insurance Cover?
Among the expenses that a travel insurance policy covers for include:
1. Loss of travel bags
2. Stolen travel bag
3. Accident on the trip
4. Death on the trip
5. Emergency medical expenses
6. Cost of canceling a trip
7. Personal liability for example when a traveler is charged for causing any damage or loss while on a safari.
What is not covered in the travel insurance policy?
Some things that are not covered by the travel insurance policy include:
• When a traveler is having a pre existing medical condition such as
1. Any condition waiting for an operation
2. Any check up whose test results are not ye out
3. Any minor condition when you visited a doctor some time back
4. Hereditary sicknesses such as sick cells
5. Any other serious sickness including cancer, Heart problem and other respiratory diseases
Other keynotes
• Travelers seeking a travel insurance are normally asked whether they are taking any kind of medication
• Also, travelers are usually asked whether there is any hereditary sickness in his/her families or whether any of the close relatives have any medical condition that calls for attention
• A travel who cancels his/her trip due to the medical conditions of a family, relative of friends will not receive any insurance coverage for his canceled trip
• Make sure you disclose all pre existing medical conditions to your insurance company when buying any travel insurance
Travelers wit any health issue when traveling are reminded to check whether all medical equipment for the medicine being taken are covered
Also, make sure you have full time help for any emergency calls
KEY REASONS TO HAVE TRAVEL INSURANCE
There are many benefits of having a travel insurance card, however, these five are the major reasons why every traveler MUST have a travel insurance card. These are:
1. Do not lose a vacation investment. This happen s when a miscellaneous for example loss of a loved one of sickness occurs few days to the travel date. In most cases, there is no refund from the travel agent but insurance can refund the money you had paid for the cancelled trip
2. Medical emergencies overseas in case you get an accident, broken legs or any other injuries on your trip in a foreign country. Travel insurance helps you cover up these expenses
3. Travel insurance is a must in the Untied states Department of State
4. It covers up minor mishaps which can easily ruin your trip such as loss a loss of a travel bag or missed flight
Other Important Travel Documents
Check the list of travel documents you require on any Africa safari with African Apes Tour & Travel. These include:
• Visa card
• Yellow Fever vaccination
• Health insurance card
• Passport
• Invitation letter from the hosting company
• A gorilla permit when visiting gorillas
• Chimpanzee permit when visiting chimpanzees
• Passport photos
Conclusively, a travel insurance is a requirement for anyone planning a safari to Africa and a cross the world. Get it today, book your favorite trip and enjoy nature to the fullness.
